Arnold Law Offices

Common Myths About Bankruptcy Law

Tue, 25 Jul 2023 15:00:00 GMT

There are a lot of common myths and misconceptions about bankruptcy law that can end up harming people . If you have any questions about bankruptcy laws or what filing for bankruptcy would mean for you and your future, this article will be dispelling a few popular myths that could help you make the best decision.

Here are a couple of myths that you may have heard about bankruptcy law:

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Important Steps to Take After a Car Wreck

Mon, 26 Jun 2023 15:00:00 GMT

If you ever have the misfortune of being in a car wreck , knowing the proper steps to take can make a major difference in the outcome. In this article, we’ll give you the key steps you should keep in mind in order to protect yourself from legal trouble and heal from any injuries you’ve sustained.

The most important thing to remember after a car wreck is to stay at the scene of the accident. Even if there’s just minor damage to your vehicle, it’s vital to remain at the scene until everything is sorted out properly. With this in mind, follow these steps immediately after getting into a car wreck:

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How a Personal Injury Lawyer Can Help You

Thu, 25 May 2023 15:00:00 GMT

If you’re injured in the workplace or hurt in an accident, you might have several concerns and questions. How will you pay off your medical bills if you’re unable to work? What if your injuries were the result of someone else’s negligence? In situations where you’re seriously hurt and unsure what your next steps should be, a personal injury lawyer could help you get on the right track .

When you first meet with a personal injury lawyer, be prepared to go over the story of your accident or injury in detail. It helps to bring along any evidence you may have, such as photos of the scene of the accident, pay stubs from your job showing any lost wages, copies of your medical bills, or anything else that corroborates your story. During this initial consultation, the personal injury lawyer will determine if you have a good case that would likely result in a win.

If the personal injury lawyer decides to take on your case, they’ll help you get the compensation you deserve. Some of the steps they take may include:

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Signs It’s Time to Get a Family Law Attorney

Tue, 25 Apr 2023 15:00:00 GMT

There are many times throughout a person’s life when they might find themselves in need of legal advice. Some of these situations may be exciting, such as getting married or adopting a child, whereas other life circumstances can be more bitter or frustrating. In any case, if you’re about to make a major change that will impact your family, getting a family law attorney is probably a good idea .

A family law attorney can help at any stage in someone’s life, so their area of expertise is quite broad. However, here are a few of the most common scenarios in which it’s wise to consult a family law attorney before taking further action:

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Why Choosing the Right Criminal Defense Lawyer Is Important

Fri, 24 Mar 2023 15:00:00 GMT

Being charged with a criminal offense is a very serious situation to find yourself or one of your loved ones in regardless of whether you have actually committed a crime. You have a constitutional right to an attorney, even if you can’t afford one. However, it’s often a better option to hire your own attorney if you can pay for their services.

Here are a few reasons why choosing the right criminal defense lawyer is so important:

If you need a criminal defense lawyer, contact us at Arnold Law Offices. Our offices are located in Pell City and Talladega, Alabama.

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Understanding Chapter 13 Bankruptcy

Fri, 24 Feb 2023 16:00:00 GMT

When declaring bankruptcy, one of the major decisions you will have to make is whether to file Chapter 7 or Chapter 13 bankruptcy. These are two of the most common types of bankruptcy because they are available to individuals, and each has unique advantages and disadvantages. But today, we’ll be going over Chapter 13 bankruptcy and what you need to know about it.

Chapter 13 bankruptcy, also referred to as wage earner’s bankruptcy or repayment plan bankruptcy, is intended for individuals and sole proprietors who make enough to pay some of their debts but also need some assistance. Unlike Chapter 7 bankruptcy, which requires you to liquidate non-exempt assets to resolve your debts, Chapter 13 bankruptcy helps you deal with your debt without giving up your assets. More specifically, it allows you to submit a repayment plan that protects certain assets, like your house or car, from foreclosure.

This repayment plan will span from 3 to 5 years, depending on your income, family size, and other factors. Once you have made the necessary payments on time during the course of the plan, any remaining debt at the end of the 3-to-5-year period will be canceled (with some exceptions).

Filing for bankruptcy is a major decision that you shouldn’t make without consulting professionals. If you need a bankruptcy lawyer to inform you about what Chapter 13 bankruptcy will mean for your situation and then file it for you, contact us at Arnold Law Offices. Our law firm focuses primarily on bankruptcy law, and we have significant experience in this area. Our offices are located in Pell City and Talladega, Alabama.

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What to Ask Before Hiring a Bankruptcy Lawyer

Wed, 25 Jan 2023 16:00:00 GMT

If you find yourself in a dire financial situation because you are overwhelmed with debt and being bothered by creditors, bankruptcy can often be a useful solution. But before you can file for bankruptcy, you should hire a trustworthy bankruptcy lawyer who can enlighten you and make sure you understand your options.

Here are several questions to ask before hiring a bankruptcy lawyer:

If you need a bankruptcy lawyer , contact us at Arnold Law Offices for more information.

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Three Myths About Personal Injury Claims

Tue, 27 Dec 2022 16:00:00 GMT

In our legal team’s experience, few people know very much about personal injury law. Hopefully, the reason they know little is due to their lack of injuries in the past, but once an accident occurs, it’s important to understand what to do next. Today, we are debunking three myths about personal injury claims so you will be better equipped to receive compensation after you become injured due to someone else’s negligible actions.

If you need a lawyer who is well-versed in personal injury law to handle your case, contact us at Arnold Law Offices. We have offices in Talladega and Pell City, Alabama.

The post Three Myths About Personal Injury Claims first appeared on Arnold Law Offices .

Why an Uncontested Divorce Is Often Preferable

Fri, 25 Nov 2022 16:00:00 GMT

Getting a divorce is never easy. However, that doesn’t mean getting a divorce always has to be messy. When you and your spouse are able to agree on certain things, the process can move along in a smoother fashion and make things easier on everyone.

Here are a few reasons why an uncontested divorce may be a favorable option for you:

If you need a divorce lawyer, contact Arnold Law Offices. We have offices in Pell City and Talladega, Alabama.

The post Why an Uncontested Divorce Is Often Preferable first appeared on Arnold Law Offices .

What is Chapter 7 Bankruptcy?

Tue, 25 Oct 2022 15:00:00 GMT

There are two primary types of consumer bankruptcy – Chapter 7 bankruptcy and Chapter 13 bankruptcy. Chapter 7 bankruptcy is often referred to as “liquidation” or “straight” bankruptcy because it involves completely discharging your debits in exchange for some of your property. Once you decide to file, you will be able to keep “exempt” property, which typically includes items you need for basic living, such as furniture, your vehicle, and your house.

Any property that is considered not exempt will be sold and the proceeds will be given to your creditors to repay a portion of your debts. If you are behind on your car payments or your mortgage, and you want to keep all of your property, Chapter 7 bankruptcy may not be the best option for you. This is because when you file, Chapter 7 does not fully prevent car loan creditors or mortgage holders from taking your assets to repay your debts.

Unlike Chapter 13 bankruptcy, there are certain qualifications you must meet to file under the Chapter 7 bankruptcy code. For example, to file, your income must be below the median family income for your state. However, if your income does exceed the median family income for your area, special extenuating circumstances may still allow you to file.

The decision to file Chapter 7 bankruptcy is significant , and you may have concerns or hesitations about what lies ahead. If you have any questions about the bankruptcy process or need help filing, reach out to us at Arnold Law Offices today.

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Steps to Take After a DUI Arrest

Mon, 26 Sep 2022 15:00:00 GMT

A DUI conviction is a serious offense that carries significant penalties. If you recently got arrested for drinking and driving, you may worry about your future, your finances, your reputation, and your employment. Although you may experience difficulties in the coming days, there are several steps you should take to protect your interests following a DUI arrest.

If you need an attorney after a DUI arrest, we want to talk to you at Arnold Law Offices. Contact us today to speak with one of our lawyers.

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Mistakes to Avoid During Your Child Custody Case

Thu, 25 Aug 2022 15:00:00 GMT

As part of the divorce process, you may need to officially divide the time you spend with your children through a formal child custody case . Trying to come up with an effective parenting plan through this process can be stressful, and you may worry about protecting your interests throughout the duration of your case. To protect your interests during your child custody case, avoid making the following mistakes:

• If you have a visit with your children scheduled, do not be late. Always pick up your children on time to prove that you are reliable and can be trusted to hold up your end of the visitation arrangement.

• Even though it may be tempting, do not take your children on vacation without first talking it over and getting permission from your ex. If you take your children out of town without seeking prior approval, this could be seen as an attempt at kidnapping during your child custody case.

• Even though you may resent your ex and still harbor feelings of frustration and anger towards them, do not make this the sole basis of your child custody case. You must showcase that you are a good parent in court, not that your spouse is incapable.

• During your child custody case, you may experience a wide range of emotions. Try to maintain control of your emotions and do not make hasty decisions when you are feeling upset.

The post Mistakes to Avoid During Your Child Custody Case first appeared on Arnold Law Offices .

Bankruptcy Law: Should You File for Bankruptcy?

Mon, 25 Jul 2022 15:00:00 GMT

Are you struggling to make ends meet? Does it feel like the amount of debt you have only ever increases and you make very little progress paying it back? Do you feel like living a life with significant debt is your new normal?

Bankruptcy may help you find financial relief and move forward. But before you file a bankruptcy law case, you may still wonder if proceeding with this legal process is the best option. At Arnold Law Offices, we recommend talking to us about your bankruptcy law options if you have already tried to negotiate with your creditors to devise a repayment plan. You may also want to file for bankruptcy if your liabilities far exceed your current assets and income.

It is important to keep in mind that while bankruptcy is a good option for many, it is a process not without consequence. After you file, your credit will probably drop, and you may even lose some of your property to repay a portion of your debts to your creditors. Bankruptcy can also take a psychological toll, so you must be prepared for the emotional and mental impacts it could have on your daily life.

Even still, we are here to help you make the best decision for your situation if you are interested in filing a bankruptcy law case . To find out more about what the bankruptcy process entails and to consult with us about the right path forward, contact our law firm today.

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9 Signs You Should Consider Filing Bankruptcy [infographic]

Thu, 14 Jul 2022 15:00:00 GMT

After divorce, job loss, a serious illness, or another unfortunate life event, you may be struggling to make ends meet. Although you hope that this period of financial difficulty will end, you may want to consider filing bankruptcy to get out of debt if you experience any of the following circumstances.

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Three Questions You Should Always Ask Your Attorney

Fri, 24 Jun 2022 15:00:00 GMT

When you need an attorney , it is likely because you are going through a difficult phase in your life. With that being said, you need an attorney who will be compassionate and diligently manage your case. To ensure you receive the level of attention to your case and service you deserve, make sure you ask your lawyer these three questions before moving forward.

At Arnold Law Offices, we would be happy to answer these questions and any others you have for us. Contact us today to schedule your legal consultation and learn more about why you should hire us as your attorney .

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Our New Website is Live!

Wed, 30 Mar 2022 07:20:00 GMT

We’ve been working on a new site for the last month, and we’re pleased to say it’s finally live!

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